Find the right interest-free plan for you

You need to make a minimum payment each month. Remember paying only the minimum will not pay out the balance of the plan but you have the flexibility to make extra payments at any time.

Conditions

Monthly payments must be made during the interest free period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the interest free period. Excludes Apple.
6 Months: Minimum spend $250. In store only.
12 Months: Minimum spend $500.
18 Months: Minimum spend $750 In store only.
24 Months: Minimum spend is $1000. Excludes discounted Apple Products.

You don't need to make any payment during the promotional period. However, you can make payments at any time.

Conditions

Interest and payments are payable after the interest free and payment deferred period. Interest and payments are payable on any outstanding balance after the plan expires. Excludes Apple.
3 Months: Minimum spend $150. In store only.
6 Months: Minimum spend $250.
12 Months: Minimum spend $500. In store only.
18 Months: Minimum spend $750. In store only.

Our brand new plan. With equal monthly payments, you’ll know exactly how much to pay each month. Plans vary and are only available during select promotional periods.

Monthly Payment amount excludes Gem Visa $99 annual fee. Total price includes $99 annual fee, charged after your first purchase and each anniversary date. Excludes Apple.

Conditions

36 Months: Minimum spend $1000. The plan is payable by 36 approximate equal monthly instalments (exact amounts specified in your statement).
50 Months: Minimum spend $1000. The plan is payable by 50 approximate equal monthly instalments (exact amounts specified in your statement).
60 Months (5 years):During promotional periods only. Not an everyday offer. Currently this offer is available from the 14^th of January through to 30^th June 2019. Minimum spend $1000. The plan is payable by 60 approximate equal monthly instalments (exact amounts specified in your statement) .