finance interest free

Finding a way to pay is easy with Interest Free finance

 

The Good Guys give you the flexibility of three Interest Free options so you can get what you want today and pay it off over time. Whatever you're buying, our simple 0% Interest Payment Plans make shopping today even easier and more affordable. Please read below for more information.

Learn about the benefits and discover how you can pay on a plan

Explore the different 0% Interest Payment Plan options and find out how you can apply and shop today

finance learn content
finance learn content

Get what you need now at The Good Guys and pay for it on a 0% Interest Payment Plan

Saving for your dream product? Need an emergency replacement? Waiting to get paid? A special occasion? Christmas time?

  • Buy today with the freedom and flexibility to pay it off over time
  • Buy products online or in store interest free
  • Choose the right plan for your lifestyle and budget
  • Reduce your balance with extra payments any time
  • Pay out your plan early without paying a penalty
  • If you have a balance left at the end of your interest free period, interest is only payable on the remaining balance
  • An essential appliance breaking down doesn’t disrupt your life because you can replace it straight away

See full terms and conditions

Are you an existing customer with one of these cards?

explore the different options available
explore the different options available

Choose from three Interest Free options

Why wait? 0% Interest Payment Plans let you buy what you want now and pay for it over time. Interest free shopping is available at all The Good Guys stores, so you can start shopping today. Explore the different options available,and find the right plan for you

find the right plan for you
zero percent interest
interest free no repayments
interest free minimum monthly repayments
interest free equal monthly repayments

HOW DOES IT WORK
 

  • No repayments required during the promotional period
  • You can make payments at any time
  • Interest and payments due after the interest free period ends
  • Interest is only payable on any outstanding balance at the end of the interest free period
  • 6 months available online today

INTEREST FREE NO REPAYMENTS

3 MONTHS

When you spend $150 or more in store only

6 MONTHS

When you spend $250 or more in store and online

12 MONTHS

When you spend $500 or more in store only

18 MONTHS

When you spend $750 or more in store only

*Available on selected products at advertised or ticketed prices Terms and Conditions

HOW DOES IT WORK
 

  • Minimum monthly repayments
  • You have the flexibility to make extra payments at any time
  • Paying only the minimum repayment each month will not pay out the balance
  • 12 and 24 months available online today

INTEREST FREE MINIMUM MONTHLY REPAYMENTS

6 MONTHS

When you spend $250 or more in store only

12 MONTHS

When you spend $500 or more in store and online

18 MONTHS

When you spend $750 or more in store only

24 MONTHS

When you spend $1000 or more in store and online

*Available on selected products at advertised or ticketed prices Terms and Conditions

HOW DOES IT WORK
 

  • Equal monthly repayments
  • You will know how much exactly how much to pay each month
  • Available in-store and online

Want to find out more

Calculate the repayments on your purchase, or compare repayments on different product prices today

INTEREST FREE EQUAL MONTHLY REPAYMENTS

36 MONTHS

When you spend $1500 or more in store and online

50 MONTHS

When you spend $2000 or more in store and online

*Available on selected products at advertised or ticketed prices Terms and conditions apply.

Interest free period * Purchase amount * $ $
Minimum of $1500 is required for interest free loans of 36 months

Payment frequency *

Pay it on a plan from
$0.00

per month*

*Excludes GEM Visa $99 annual fee.

Total Price:
$0.00 ^

^Includes $99 annual fee, charged after your first purchase and each anniversary date.


Important Things to Remember

These repayments are for Instalment Interest Free purchases only and do not take into account any other purchases or balances. The monthly, weekly and daily repayments are approximate only. Monthly repayments are required, exact amount specified in the customer’s statement. Minimum financed amount applies. See current promotions for terms and conditions.

Interest free period * Purchase amount * $ $
Minimum of $1500 is required for interest free loans of 36 months

Payment frequency *

Pay it on a plan from
$0.00

per month*

*Instalment includes a $4.95 monthly fee.

Total Price:
$0.00 ^

^Includes a $4.95 monthly fee. Add $25 once only establishment fee for new customers.


Important Things to Remember

These repayments are for Instalment Interest Free purchases only and do not take into account any other purchases or balances. The instalment and total price amounts exclude the one-off $25 establishment fee payable by new customers. The monthly, weekly and daily repayments are approximate only. Monthly repayments are required, exact amount specified in the customer’s statement. Minimum financed amount applies. See current promotions for terms and conditions.

Are you an existing customer with one of these cards?

apply it is quick and easy
apply it is quick and easy

Don't have a card? Apply for a Gem Visa today

Complete a Gem Visa application online today. Click on apply now.

  • Gem Visa's 0% Interest Payment Plans allow you to buy the things you need now with longer to pay, using flexible payment options catered to suit your budget.
    • You can also use your Gem Visa as an everyday credit card. Shop with ease – anywhere, anytime.
    • Enjoy 0% interest for 6 months on everyday Visa purchases over $250 FIND OUT MORE
    INSERTALTHERE
apply now 5 minutes
start shopping simply select interest free as your payment method
start shopping

Once approved start shopping