Zip
The Good Guys offers Zip so you can get what you need today and pay later.
Do you accept Zip?
Yes, you can pay with Zip Pay, Zip Plus or Zip Money online and in store at The Good Guys.
Important things to know
Zip cannot be used to purchase Gift Cards, digital vouchers or credits, including PlayStation and Xbox store credits
T&Cs, fees and credit approval apply. See below for full details.
How it works
Online
Add your items to your cart
Select Zip as the payment method at checkout
Follow the prompts to log in (if you don’t have an existing account, you can also apply)
Choose which Zip account you want to use, and confirm your purchase.
That’s it! Your purchase will appear in your Zip account, where you can easily manage your repayments.
In store
Tap Pay in the app
Swipe to choose which account you want to use
Tap Generate barcode to generate a 6-digit code
Give the code to The Good Guys team member and confirm the purchase in the app.
Please note, the 6-digit code is only valid for 5 minutes. If it times out, simply generate a new barcode.
Zip Pay and Zip Plus customers can also add their Zip Visa Card to a digital wallet and tap to pay instore.*
1Zip Pay: Minimum monthly repayments are required. A monthly account fee of $9.95 applies and is subject to change. Pay your closing balance in full by the due date each month and we’ll waive the fee. Available to approved applicants only and subject to completion of satisfactory credit assessment. Other charges may be payable. Fees and charges subject to change. T&Cs apply. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.
2Zip Plus: Interest accrues daily on the total balance owing at the end of each day. No interest will be charged to your account when your balance is under $1,000 (including where it is paid in full) at the end of the last day of each month. Each day ends at 11:59pm AEST (AEDT during daylight savings). Pay your closing balance in full by the end of each calendar month and we’ll also waive the monthly account fee of $9.95 for that month. A monthly account fee of $9.95 will otherwise apply. Standard interest rate is 13.70% p.a as at 1 April 2026. T&Cs and credit approval criteria apply. Interest and other charges may be payable, see T&Cs. Interest, fees and charges subject to change. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.
3Zip Money: The interest free period is the maximum period of time when no interest is charged on the purchase. The availability of the interest free period for a purchase will depend on the purchase amount, the minimum monthly repayment and account status. Minimum monthly repayments are required and vary according to your closing balance at the end of each statement period. Minimum monthly repayments may require repayment of the purchase prior to the expiry of the maximum interest free period. In other cases, paying only the minimum monthly repayment may not repay the purchase in the interest free period. Any purchase amount outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. Zip Money is available to approved applicants and subject to completion of a satisfactory credit assessment. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers. Other charges may be payable, see T&Cs. Interest, fees and charges are subject to change. Terms and Conditions apply and are available on application. Credit provided by ZipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878.
*Zip Visa Card is available with Zip Pay and Zip Plus. Zip Visa Card T&Cs apply
Frequently Asked Questions - Zip
Zip is a flexible way to pay for everyday spending and larger purchases. Zip offers a range of accounts to suit different spending needs, including Zip Pay, Zip Plus and Zip Money.
Each account has different credit limits, repayment options, interest and fees, so customers can apply for the product that best suits their needs.
All applications are subject to Zip’s lending criteria and credit approval.
Zip Pay
Designed for everyday spending, with credit limits up to $1,000.
Always interest free1
Flexible repayments from $10 per week
A $9.95 monthly account fee applies, waived when you pay your statement closing balance in full by the due date.
Zip Plus
More flexibility for everyday spending and larger purchases, with credit limits up to $20,000.
Interest free when your balance owing at the end of the month is $1,000 or less2
A standard interest rate of 13.70% p.a. applies when your balance owing at the end of the month is more than $1,000
Flexible repayments from $25 per month
A $9.95 monthly account fee applies, waived if you name no balance owing at the end of the month.
Zip Money
Designed for larger purchases, with credit limits up to $20,000. Higher limits up to $50,000 may be available through selected Zip partners.
Up to 6 months interest-free terms available at The Good Guys3
Flexible repayments from $50 per month
A $9.95 monthly account fee applies, waived if you name no balance owing at the end of the month
A one-off establishment fee up to $99 may apply to new accounts
Any balance remaining after an interest-free period ends will be charged at the standard variable interest rate, currently 25.9% p.a.
To apply for a Zip account, you’ll need to:
Be aged 18 or over
Be an Australian citizen or permanent resident
Have a valid and verifiable email address and mobile number
Have a verifiable Australian bank account
Meet Zip’s credit approval criteria.
Approval is subject to Zip’s lending criteria and a satisfactory credit assessment.
Repayments are automatically debited from the payment method linked to your Zip account.
You can choose weekly, fortnightly or monthly repayments. Your repayments must cover the minimum monthly repayment required for your account. You can also make additional repayments through the Zip app.
Fees depend on the Zip product you use:
Zip Pay: $9.95 monthly account fee, waived when you pay your statement closing balance in full by the due date.
Zip Plus: $9.95 monthly account fee if you have a balance owing at the end of the month. Interest may also apply.
Zip Money: $9.95 monthly account fee when you have a balance owing. A one-off establishment fee and interest may also apply.
Other fees and charges may apply. Check your account details and the applicable terms before confirming your purchase.
Got more questions? Learn more at the Zip website.
If you’d like to learn more about Zip, please visit the Zip website here for more info