Latitude Finance at The Good Guys

Also available on other participating Latitude credit cards. For eligible purchases above a minimum financed amount.

Eligible credit cards

You can use your existing Latitude Gem Visa, or Latitude GO Mastercard or credit card. Or apply now for a new Latitude Gem Visa credit card.

Monthly credit card fee is payable, currently $10.95 (subject to change). After the Interest Free plan ends interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. (subject to change). If you miss a payment, late fees will apply and interest may apply, interest may also be charged on other purchases and transactions made on your Latitude credit card.

For the current credit card fees and interest rates as well as full General Terms & Conditions of your participating Latitude credit card, please visit www.latitudefinancial.com.au/credit-cards/gem-visa/ (for Latitude Gem Visa) or https://www.latitudefinancial.com.au/credit-cards/ (for Latitude GO Mastercard).

Credit provided by Latitude Finance Australia (ABN 42 008 583 588 Australian Credit Licence number 392145)

Latitude Gem Visa Card

New applicants

Apply now for a Latitude Gem Visa credit card

- Apply online in 10 minutes

- Once approved, simply activate your card online using the Latitude app

- In-store purchases: Head in-store and provide us with your photo ID and account number

- Online purchases: Checkout using your Latitude Gem Visa account number and have your mobile phone on hand for verification

- Fees and charges apply including $10.95 per month account service fee (subject to change)

Latitude Credit Cards

Existing Latitude credit card holders

Start shopping interest free now!

- For online purchases choose Latitude Interest Free as your payment method during checkout and simply enter your card or account number

- Or visit your nearest store and present your card at checkout

- Fees and charges may apply (please refer to your cards terms and conditions).

Available Payment Plans

Interest Free Minimum Monthly Repayments
Terms Minimum Financed
Amount		 Channel Exclusions
6 Months $300 In Store & Online Excludes Miele & Asko agency sales, gift cards and phone plans.
12 Months $500 In Store & Online Excludes Miele & Asko agency sales, gift cards and phone plans.
24 Months $600 In Store & Online Excludes Miele & Asko agency sales, gift cards and phone plans.

Interest Free Equal Monthly Repayments
Terms Minimum Financed
Amount		 Channel Exclusions
24 Months $600 In Store Only Excludes Miele & Asko agency sales, gift cards and phone plans.
36 Months $700 In Store Only Excludes Miele & Asko agency sales, gift cards and phone plans.
50 Months $750 In Store & Online Excludes Apple products, Miele & Asko agency sales, gift cards and phone plans

Interest Free Payment Plans available on participating Latitude credit cards explained:

Equal Monthly Payment Plan

Equal Monthly Plans are a type of interest free payment plan that allows you to buy what you need now and make a payment of the same amount each month, for the period of the plan.

The total amount of the plan is payable by the agreed number of equal monthly payments.

You direct that payments on your credit card will be first allocated to pay the scheduled payments on your plan, regardless of whether you also have any other balances owing on your account.

Extra payments can be made at any time.

If you miss two consecutive monthly payments on a plan that is less than 33-month duration, you agree that your plan will change to a minimum monthly plan.

Minimum Monthly Payment Plan

Minimum Monthly Plans give you access to Interest Free for the plan term, provided you pay your credit card minimum payment each month.

No additional payments are required during the plan term and paying the minimum may not clear the plan.

Extra payments can be made at any time.

Interest applies after the end of the plan on any outstanding balance.