Latitude
Also available on other participating Latitude credit cards. For eligible purchases above a minimum financed amount.
Eligible credit cards
You can use your existing Latitude Gem Visa, or Latitude GO Mastercard or credit card. Or apply now for a new Latitude Gem Visa credit card.
Monthly credit card fee is payable, currently $10.95 (subject to change). After the Interest Free plan ends interest will be charged on any outstanding balance at the expired plan rate, currently 29.99% p.a. (subject to change). If you miss a payment, late fees will apply and interest may apply, interest may also be charged on other purchases and transactions made on your Latitude credit card.
For the current credit card fees and interest rates as well as full General Terms & Conditions of your participating Latitude credit card, please visit www.latitudefinancial.com.au/credit-cards/gem-visa/ (for Latitude Gem Visa) or https://www.latitudefinancial.com.au/credit-cards/ (for Latitude GO Mastercard).
Credit provided by Latitude Finance Australia (ABN 42 008 583 588 Australian Credit Licence number 392145)
Available payment plans
Interest Free payment plans available on participating Latitude credit cards explained:
Minimum monthly payment plan
Minimum Monthly Plans give you access to Interest Free for the plan term, provided you pay your credit card minimum payment each month.
No additional payments are required during the plan term and paying the minimum may not clear the plan.
Extra payments can be made at any time.
Interest applies after the end of the plan on any outstanding balance.
Equal monthly payment plan
Equal Monthly Plans are a type of interest free payment plan that allows you to buy what you need now and make a payment of the same amount each month, for the period of the plan.
The total amount of the plan is payable by the agreed number of equal monthly payments.
You direct that payments on your credit card will be first allocated to pay the scheduled payments on your plan, regardless of whether you also have any other balances owing on your account.
Extra payments can be made at any time.
If you miss two consecutive monthly payments on a plan that is less than 33-month duration, you agree that your plan will change to a minimum monthly plan.