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Terms and Conditions

Interest Free By Latitude

Available to approved customers only. To be eligible, approved customers must spend over the advertised minimum spend for the plan on products and services in a single transaction in store or online. Excludes eBay. Excludes Gift Cards, Apple, Miele, Asko, Neff, Bertazzoni, Smeg Portafino & Smeg Refrigeration, La Germania and AEG products. At the end of the plan, interest will be charged at 24.99%. Account service fee of $8.95 per month applies Latitude Gem Visa. This notice is given under the Latitude Gem Visa Conditions of Use (as applicable), which specify all other conditions for this offer. Credit is provided by Latitude Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145. Not all payment plans are available online.

Equal Monthly Payment Plans

The plan is payable by 36, 50 or 60 approximate equal monthly instalments according to the plan selected (exact amounts specified in your statement).

Flexible Payment Plans

Interest and payments are payable on any outstanding balance after the plan expires.

Minimum Monthly Repayment Plans

Monthly payments must be made during the promotional period. Interest and payments are payable after the interest free period expires. Paying only the minimum monthly payment will not pay out the purchase before the end of the plan.

Privacy Policy

Introduction

The Good Guys Discount Warehouses (Australia) Pty Ltd, Home Services Network Pty Ltd, and their subsidiaries (“ The Good Guys”) recognise that your personal information is important to you and that you are concerned with its collection, use and disclosure. The Good Guys, like other companies operating in Australia, is bound by the Australian Privacy Principles as set out in the Privacy Act 1988 (Cth) which set clear standards regarding these activities.

This policy contains information about:

when you can deal with The Good Guys anonymously;
the purposes for which The Good Guys collects, holds, uses and discloses personal information;
the types of personal information that The Good Guys collects;
how The Good Guys collects and holds personal information;
how you may access the personal information that The Good Guys holds about you, and how you may seek correction of that personal information; and
how you may complain about a breach of the Australian Privacy Principles by The Good Guys and how The Good Guys will deal with such a complaint.

Appendix A to this policy contains further information which The Good Guys is required to disclose under the Privacy Act 1988 (Cth) to individuals who apply in-store for credit from a third party credit provider.

When can you deal with The Good Guys anonymously?

Generally, you have the choice to deal with The Good Guys anonymously (i.e. without identifying yourself). In certain circumstances however, The Good Guys will ask you to provide personal information because it is required by law or The Good Guys’ policies to do so, or because it would be impracticable to deal with you anonymously. These circumstances include where you order goods online (including when you pick up such goods from one of our stores), where you purchase The Good Guys services, where you join a loyalty or reward program, where you apply to purchase goods on finance, where you return goods for repair, where you purchase goods to be delivered or installed, where you enter one of our competitions, where you want to claim a bonus product offered with your purchase , where you participate in customer research or store feedback, when you submit a request, enquiry, complaint, consumer guarantee or warranty claim, when you pre-order goods or where you agree to The Good Guys collecting information for future purposes such as receipt retention. The Good Guys will also ask you to provide personal information so that it may promote and market its products and services to you; however, you can choose not to do this or if you receive marketing material after providing your details as part of another service, you may opt out of the receiving marketing material at any time.

Why does The Good Guys collect, hold, use and disclose personal information?

The Good Guys collects, holds, uses and discloses personal information for a number of purposes connected with our business operations, which include:

providing you with products and/or services;
dealing with requests, enquiries, complaints, allegations, consumer guarantee or warranty claims, and other customer care or brand protection related activities;
marketing our products and services and providing advice on our products;
developing and improving our products and services;
in connection with our loyalty or reward programmes and our competitions;
the operation and administration of accounts or subscriptions that you have with us;
payment processing
carrying out certain checks (for example, for our fraud or theft prevention processes, or if you wish to open an account with us, obtain credit from us or collect goods from us);
interacting with companies or organisations with whom The Good Guys has a business relationship (who you work for, or otherwise represent);
reconciling payments due to The Good Guys from suppliers in relation to goods or services provided to you by those suppliers;
interacting with suppliers in relation to products supplied by those suppliers, such as product recalls and updates;
purposes relating to any third party acquisition or potential acquisition of an interest in The Good Guys or of its assets;
complying with our obligations under agreements with third parties (for example our arrangements with consumer finance providers); and
carrying out any activity in connection with a legal, governmental or regulatory requirement that we have to comply with, or in connection with legal proceedings, crime or fraud prevention, detection or prosecution.

We may also use and disclose your personal information for other purposes, related to those described above, which would be reasonably expected by you.

Documents (including hard copy documents and electronic documents such as emails) which coincidentally contain personal information will also be retained in accordance with The Good Guys normal document retention practices for accounting, legal and business purposes.

Generally, you have no obligation to provide any personal information requested by us. However, if you choose not to do so where we require this information, we may not be able to provide you with the goods and services that you want or deal with a request, inquiry or complaint that you have.

What personal information does The Good Guys collect?

The kinds of personal information we collect or which we may hold about you may include:

your name;
your address;
your date of birth;
your telephone number(s);
your e-mail address;
payment information;
transaction information;
your user name and password;
details about your earnings (if you are buying products using a finance plan);
information contained on identification documents (such as driving licences) and, in some specific cases, copies of such identification documents, where we require these to verify your identity;
information on how you use our products and services;
your Internet Protocol (“IP”) address, server address, domain name and information on your browsing activity when visiting one of our websites;
your user name for social networking sites that you use, to refer to, or in conjunction with, our goods and services;
personal preferences regarding products and services; and
CCTV images of you whilst you are in one of our stores.

How does The Good Guys collect and hold your personal information?

We collect personal information in a number of ways including:

when you order goods or services from us (either online, in-store or over the telephone);
when you collect goods that you have ordered from us;
when you set up an account with us;
when you pay for goods on a trading account by cheque;
when you subscribe to our catalogues or mailing lists;
when you join any of our loyalty or reward programs;
when you enter competitions or promotions that we run;
when you provide us your details for customer care purposes;
when you browse one of our websites (further information is set out later in this Privacy Policy);
when you submit an enquiry using one of our websites;
when you complete surveys or provide online feedback or product reviews;
when you publicly comment about us on social media sites (for example so that we can answer questions about our products); and
through the closed circuit video cameras located in our stores, when you visit one of our stores.

Generally, The Good Guys will collect your personal information directly from you. However, The Good Guys also holds information, collected incidentally, concerning individuals who work for companies or organisations that have a business relationship with The Good Guys. Additionally, if you apply for a job with The Good Guys, we may collect personal information about you from any third parties that you nominate as your referees in your application.

The Good Guys holds personal information in a number of ways, including:

as part of customer records and other electronic documents in which personal information is contained which are stored on our information technology systems and servers operated by third parties who provide services to us in connection with our business; and
by securely storing hard copy documents in which personal information is contained, at our various premises and/or using third party document management and archiving services.

Marketing

We may use your personal information that we have collected to promote and market products and services to you, including through methods such as email, post, MMS, SMS, social media and via telephone. We will not use your personal information for marketing purposes where you have opted out of receiving such communications.

When we send you marketing communications we may provide you a particular way to opt-out such as via SMS. Otherwise, you may opt-out of receiving marketing communications by sending a written request to The Privacy Officer, The Good Guys Discount Warehouses (Australia) Pty Ltd, either by email to privacy@thegoodguys.com.au or by pre-paid post to PO Box 5190, South Melbourne, VIC 3205.

Please note that if your order requires delivery services, you create an online account with us, make a purchase online at thegoodguys.com.au, purchase Home Services, or take part in a promotion or competition your details will be added to our marketing database to receive information relating to The Good Guys and our products. You may also choose to receive such information by subscribing to our marketing database via one of our websites or by agreeing to receive such information when you are in-store. To opt-out of receiving The Good Guys marketing materials from our marketing database, you will need to unsubscribe from our database. To do this, simply select the “unsubscribe” option in one of the emails that you receive from us or follow the instructions to unsubscribe in an SMS/MMS. Please note that if you have an account with The Good Guys or have purchased Concierge Gold Services Extras, we may still need to send you essential information about your account or product.

Sharing your personal information

The Good Guys may disclose or receive personal information or documents about you, including to/from:

organisations that provide services to us in connection with our business, including customer support, payment processing, administration, archival, data storage, hosting, research, mail and delivery, installation, distribution, logistics, marketing, auditing, share registry, consulting, financial, legal and public relations advisory, banking, debt collection, security or technical services and the operation of The Good Guys websites. In some cases these service providers may collect your personal information on our behalf;
if you return goods to The Good Guys to be repaired, our repairs system administrator, the manufacturer of the goods and authorised repairers;
law enforcement agencies to assist in the prevention, investigation and prosecution of criminal activities;
parties involved in any third party acquisition or potential acquisition of an interest in The Good Guys or its assets;
our insurers and insurance brokers;
if goods you purchase from The Good Guys are subject to a product recall, the manufacturer or distributor of those goods; and
other third parties where you have specifically consented to the disclosure of information to these third parties.

Additionally, if you return goods to us for repair and those goods contain personal information (for example, on a mobile phone or computer) you consent to The Good Guys disclosing any personal information contained on the goods to the repairer, by way of The Good Guys sending the goods to the repairer.

Disclosure of personal information to overseas recipients

The Good Guys is likely to disclose the personal information that it collects and holds about you to third parties who are not in Australia (such as third parties who are located in the United States of America, Singapore, the United Kingdom, Holland, India and New Zealand). Some of the jurisdictions in which these third parties are located may have less protective privacy and data protections laws than Australia.

Personal information collected on behalf of other parties

The Good Guys may collect information about you on behalf of third parties. For example, information collected for finance providers if you wish to purchase goods on finance.

In these cases the documentation that you sign will set out (expressly or by reference to third party privacy policies) how the personal information that you provide will be used by these third parties, and the privacy policies of the third parties will apply. The Good Guys may also receive personal information about you from these third parties where necessary in connection with the provision of goods or services by The Good Guys.

How we deal with your personal information, if you apply for a job with us?

If you apply for a job with us, you will be required to provide us with certain personal information, including your name, employment and educational background, in relation to your job application.

We will hold, use and disclose that information solely for the purpose of considering your application. In particular, in considering your application, it may be necessary for us to disclose some of that information to third parties to verify the accuracy of that information. We will disclose only such information as is necessary in the circumstances.

In considering your application, we may also collect personal information about you from any third parties that you nominate as your referees in your application.

Security of your personal information

We will take reasonable steps to ensure that the personal information that we hold is stored in a secure environment protected from misuse, interference and loss and from any unauthorised access, modification or disclosure.

How to access, correct and update your personal information?

Upon your request, The Good Guys will provide you with access to your personal information that we hold (except in certain circumstances set out in the Privacy Act 1988 (Cth)). The Good Guys reserves the right to charge you an administration fee of $25 for providing access to your personal information and will, of course, require proof of your identify before providing information to you.

You may also ask us to correct the personal information that The Good Guys holds about you. If you do so and we are satisfied that, having regard to a purpose for which the information is held, the information is inaccurate, out-of-date, incomplete, irrelevant or misleading, The Good Guys will take such steps as are reasonable in the circumstances to correct your personal information to ensure that, having regarding to the purpose for which it is held, the information is accurate, up-to-date, complete, relevant and not misleading.

To request access to the personal information that The Good Guys holds about you, or to update or correct that personal information, please send a written request to The Privacy Officer, The Good Guys Discount Warehouses (Australia) Pty Ltd, either by email privacy@thegoodguys.com.au or by pre-paid post to PO Box 5190, South Melbourne, VIC 3205.

In addition:

if you are a subscriber to our marketing database you can also update your details via the “unsubscribe” option in one of the emails that you receive from us or by following the instructions to unsubscribe in an SMS/MMS;
if you subscribe to one of our services you can also update your details via that service..

How to make a complaint?

If you are concerned that the way The Good Guys collects, holds, uses or discloses your personal information may be in breach of the Australian Privacy Principles, please send written details of your complaint to The Privacy Officer, The Good Guys Discount Warehouses (Australia) Pty Ltd, either by email to privacy@thegoodguys.com.au or by pre-paid post to PO Box 5190, South Melbourne, VIC 3205.

How The Good Guys will handle complaints regarding personal information?

After receiving a complaint, we will consider whether we need any further information from you to properly consider and investigate the complaint, and may request such information from you. We will then:

conduct internal discussions with the relevant business units involved in the collection, holding, use or disclosure of the personal information which is the subject of your complaint, and evaluate whether we believe that such collection, holding, use or disclosure of your personal information was in breach of the Australian Privacy Principles; and
notify you of the results of our investigation of your complaint.

If the conclusion of our investigation is that our collection, holding, use or disclosure of your personal information was in breach of the Australian Privacy Principles, we will take steps to remedy the breach as soon as reasonably practicable.

We will endeavour to notify you of the results of our investigation of your complaint within 30 days of receiving your complaint. However, if your complaint involves complex matters or requires extensive investigation and consultation, it may not be possible to respond within this timeframe.

If you are not satisfied with our response to your complaint you are entitled under the Privacy Act 1988 (Cth) to make a complaint to the Office of the Australian Information Commissioner. Information about how to make a complaint is available from the Office of the Australian Information Commissioner’s website (www.oaic.gov.au).

Additional information for users of our websites

If you visit www.thegoodguys.com.au or any other The Good Guys websites (the “Websites”) to read, browse or download information, our system may record information such as the date and time of your visit to the Website, the pages accessed and any information downloaded. This information is used (i) for statistical and reporting purposes; (ii) for website administration, security and maintenance purposes; and (iii) to direct you to material on our Websites that we believe will be of interest to you.

Like many websites, our Website may use “cookies” from time to time. Cookies are small text files that we transfer to your computer’s hard drive through your web browser to enable our systems to recognise your browser and your log-in status. Cookies may also be used to record non-personal information such as the date, time or duration of your visit, or the pages accessed, for website administration, statistical and maintenance purposes. Any such information will be aggregated and not linked to particular individuals. The default settings of browsers like Internet Explorer usually allow cookies, but users can easily erase cookies from their hard-drive, block all cookies, or receive a warning before a cookie is stored. Please note that some parts of the Website may not function fully for users that disallow cookies.

Our Website also uses tags, which are tiny bits of website code that allow us to measure traffic and visitor behaviour, and to understand the impact of online advertising, use remarketing and audience targeting. These tags do not collect any personally identifiable information.

While we take great care to protect your personal information on our Website and use state-of-the-art data transmission encryption, unfortunately no data transmission over the Internet can be guaranteed to be 100% secure. Accordingly, we cannot ensure or warrant the security of any information that you send to us or receive from us online. This is particularly true for information you send to us via email. We have no way of protecting that information until it reaches us. Once we receive your transmission, we use our best efforts to ensure its security in our possession.

The Websites may contain links/ plug-ins to other sites. We are not responsible for content of, or the privacy practices or policies of, those sites.

Exemptions

The Good Guys sometimes handles personal information relying on exemptions under the Privacy Act 1988 (Cth), for example in relation to: (i) employee records; (ii) related bodies corporate; (iii) provision of services to State or Territory authorities; and (iv) operations outside Australia relating to personal information of non-Australians.

Any permitted handling of personal information under such exemptions will take priority over this Privacy Policy to the extent of any inconsistency.

Privacy Queries

If you have any queries or concerns, further information can be obtained by contacting our Privacy Officer by email privacy@thegoodguys.com.au or by post to The Privacy Officer, The Good Guys Discount Warehouses (Australia) Pty Ltd, PO Box 5190, South Melbourne, VIC 3205.

APPENDIX A – Further information for individuals who apply in-store or on The Good Guys website for credit from a third party credit provider

Background

As part of The Good Guys’ arrangements with third party credit providers (such as Latitude and Telstra):

customers may apply in-store for credit provided by third party credit providers; and
The Good Guys may assist in the processing of such applications

This Appendix A contains certain information which The Good Guys is required under the Privacy Act 1988 (Cth) to disclose to individuals who apply in-store for credit from a third party credit provider. In this Appendix A, these individuals are referred to as Third Party Credit Applicants.

Unless you are a Third Party Credit Applicant, the information in this Appendix A will not be relevant to you.

What kinds of credit-related information does The Good Guys collect and hold about Third Party Credit Applicants?

The Good Guys may collect (and hold) certain personal information contained in the application documentation completed by Third Party Credit Applicants when they apply in-store for credit from a third party credit provider, including his or her:

full name;
date of birth;
sex;
current address (as shown on his or her driver’s licence);
employer; and
driver’s licence number.
The Good Guys will also collect (and hold) certain information contained in the application documentation completed by Third Party Credit Applicants about the credit applied for by Third Party Credit Applicants, including:
the name of the third party credit provider;
the type of credit applied for;
the day on which the credit is applied for (and entered into);
the terms and conditions of the credit applied for (including in relation to repayment);
the maximum amount of credit available under the consumer credit applied for; and
the expiry date of the credit.

The information described in the preceding 2 paragraphs is collectively referred to as Application Documentation Information.

Why does The Good Guys collect, hold, use and disclose Application Documentation Information?

The Good Guys collects, holds, uses and discloses Application Documentation Information for the purposes of:

submitting the application documentation completed by Third Party Credit Applicants to the relevant third party credit providers; and
administering its arrangements with those third party credit providers

Hard copies of the application documentation signed by Third Party Credit Applicants (which will contain Application Documentation Information) will also be retained in accordance with The Good Guys’ normal document retention practices for legal and business purposes.

How does The Good Guys hold Application Documentation Information?

The Good Guys holds Application Documentation Information by securely storing the hard copy application documentation signed by Third Party Credit Applicants, at our various premises and using third party document management and archiving services.

Is The Good Guys likely to disclose Application Documentation Information to recipients who are not subject to Australian privacy laws?

The Good Guys is not likely to disclose Application Documentation Information to recipients who are not subject to Australian privacy laws.

How to correct and update your Application Documentation Information?

You may also request us to correct the Application Documentation Information that The Good Guys holds about you. If you do so and we are satisfied that, having regard to a purpose for which the information is held, the information is inaccurate, out-of-date, incomplete, irrelevant or misleading, The Good Guys will take such steps as are reasonable in the circumstances to correct your Application Documentation Information to ensure that, having regarding to the purpose for which it is held, it is accurate, up-to-date, complete, relevant and not misleading.

To request The Good Guys to correct or update the Application Documentation Information that it holds about you, please send a written request to The Privacy Officer, The Good Guys Discount Warehouses (Australia) Pty Ltd, either by email to privacy@thegoodguys.com.au or by pre-paid post to PO BOX 5190 South Melbourne VIC 3205.

How to make a complaint?

If you are concerned that the way The Good Guys collects, holds, uses or discloses your Application Documentation Information may be in breach of Division 3 of Part IIIA of the Privacy Act 1988 (Cth) or the registered Credit Reporting Privacy Code, please send written details of your complaint to The Privacy Officer, The Good Guys Discount Warehouses (Australia) Pty Ltd, either by email to privacy@thegoodguys.com.au or by pre-paid post to PO BOX 5190 South Melbourne VIC 3205.

How The Good Guys will handle complaints?

After receiving a complaint, we will consider whether we need any further information from you to properly consider and investigate the complaint and may request such information from you. We will then:

conduct internal discussions with the relevant business units involved in the collection, holding, use or disclosure of your Application Documentation Information which is the subject of your complaint, and evaluate whether we believe that such collection, holding, use or disclosure of your Application Documentation Information was in breach of Division 3 of Part IIIA of the Privacy Act 1988 (Cth) or the registered Credit Reporting Privacy Code; and
notify you of the results of our investigation of your complaint.

If the conclusion of our investigation is that our collection, holding, use or disclosure of your Application Documentation Information was in breach of Division 3 of Part IIIA of the Privacy Act 1988 (Cth) or the registered Credit Reporting Privacy Code, we will take steps to remedy the breach as soon as reasonably practicable.

If you are not satisfied with our response to your complaint you are entitled under Part V of the Privacy Act 1988 (Cth) to make a complaint to the Office of the Australian Information Commissioner. Information about how to make a complaint is available from the Office of the Australian Information Commissioner’s website (www.oaic.gov.au).